Why choose us for personal loans.
With over 150 years of collective lending experience, the unrivaled expertise, skill and work ethic of our personal loan team in Grand Rapids, MN are unmatched by any local or big bank options. As a community bank, we offer competitive financial options with the added flexibility, value and service quality you deserve. If you’re shopping for loan or mortgage rates, we’re here to help you.
“Grand Rapids State Bank has been nothing but supportive and outstanding as a banking partner.” – Mike Brandt, GRSB customer
Personal loan service offerings.
Shopping for a mortgage or car loan? Communities in Northern Minnesota offer banking options big and small, but none offer the full range of services paired with the level of personal service like Grand Rapids State Bank can. See what makes our personal loans different from other financial institutions.
We are the top provider of home loans in Grand Rapids for a reason. With one of the most experienced lending teams in the Northland, we offer fast service, competitive rates and popular home loan options. Let us help you with:
- Purchase loans: Whether you’re buying a first home, vacation home or recreational property, our team of personal bankers takes time to understand your goals and find the best solution.
- Refinance loans: Take advantage of lower rates or cash out some of your home’s equity.
- Construction loans: Let us help you build your dream home!
- Long-term fixed-rate financing: We can find just the right loan to meet your needs.
We can help you make the most of your home’s equity with a fixed rate loan. Whether you need extra cash to buy cars, take vacations, finance college or consolidate bills, we can provide the right loan at the right fixed rate for your personal needs.
We understand the value of your home and offer a revolving line of credit secured by your home’s equity. Once your application is approved and your credit limit has been determined, you can conveniently access your loan account. As our approved credit line customer, you decide how much and when to borrow. Our loan approval frees your home equity resources for the things that you need and want.
We can create all kinds of personal loans for our customers. Whatever your goal is, we’ll help you get there.
We provide loans for:
- Cars and trucks
- RVs
- Boats, motors and trailers
- Recreational vehicles
We offer:
- Fast, friendly service
- Competitive rates
- No minimum loan amounts
- Automatic payments available from any account
Contact us or stop in and ask for one of our Personal Bankers for current rates and terms.
Our Overline Checking plan means financial convenience. The plan is designed to limit checking account overdraft complications and charges. If your account becomes overdrawn, the overdraft line of credit provides a pre-approved personal, unsecured loan to balance your account. With Overline Checking, you avoid costly overdraft fees and delays. Investigate the possibilities!
Contact us or stop in and ask for one of our Personal Bankers for current rates & terms.
All loans are subject to application approval.
Let’s work together to create the right loan.
We’re committed to serving our customers with trusted financial services. Whether you call us or stop by our office to speak to one of our team members, know that we’re here to help you create the loan that’s right for your exact needs.
Meet our team of experienced personal bankers.
GRSB NMLS Identifier: 595567
Dale Rosier
Vice President,
Personal Banking;
NMLS #646664
Cory Colter
Vice President,
Personal Banker;
NMLS #646661
