Banking

Unmatched personal banking services and solutions.

See our team of banking experts

Why choose us for personal banking.

Grand Rapids State Bank is here to help you with all your banking needs. Our personal banking services match the offerings of big banks, but with a community touch you can trust. We’ll take time to understand what you need, what your goals are, and how to get you there.

It’s banking made personal.

Enroll in Personal Online Banking Re-order Personal Checks

Banking Built Around You

Enjoy personalized service from people who know your name—not just your account number.

Modern Tools, Hometown Touch

Get the convenience of digital banking with the warmth of a local branch.

Secure, Flexible Banking for Every Stage of Life

From your first checking account to long-term savings goals, we’ve got you covered.

Personal banking options.

Save up for a big purchase or set up a checking account with no minimum balance or monthly fees required. We take great pride in helping our customers with a full offering of checking and saving options.

We offer a variety of checking accounts to fit your unique needs and goals. Talk to our team to determine which account is best for your financial needs.

Free Checking
Grand Checking
Interest Checking

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All personal savings accounts include unlimited in-person withdrawals and deposits. Free money orders and notary services are included with both our Money Market accounts. Contact a personal banking representative to discuss your goals and we’ll find the best savings option for your needs.

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Grand Rapids State Bank proudly offers all account holders free online banking. Our free online banking provides you a safe, secure and easy way to bank from anywhere that you can access the Internet. You’ll have easy access, making banking more convenient than ever. Anytime, anywhere; Grand Rapids State Bank free online banking is available 24 hours a day, 7 days a week.

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Certificates of Deposit (CD)

Except as noted on the attached rate sheet, deposits are guaranteed a fixed interest rate for a certain period of time. Most common terms are 6-, 12-, 18- and 30-month CDs. There is a penalty for early withdrawal. Interest can be automatically credited to a deposit account.

For annual percentage yield and rate information, please e-mail or call one of our Account Services representatives at (218) 326-9414 or click here for CD rates.

Individual Retirement Accounts (IRA)

Save both money and taxes! See us about an IRA today. We have many options available, including Roth and Education IRAs. Our friendly Account Services team is eager to assist you – stop in and see us today.

For annual percentage yield and rate information please e-mail or call one of our Account Services representatives.

The above accounts are subject to change without written notification. We may change current rates at our discretion.

Let’s work together to find the personal banking solution you need.

We’re committed to serving our Grand Rapids neighbors with thoughtful and personable customer service and unrivaled financial offerings. It’s what makes us the trusted financial partner of Grand Rapids. Give us a call or simply walk into our office to discuss your goals with our team — we’re here for you every step of the way.